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A Happier Employee is a much more productive Employee! Our Workplace Financial Education System will show employees how to: Eliminate debt up to 3 times faster! • Learn to separate debt into categories. • Live stress-free and happy! • Understand the power of debt! (Positive Power & Negative Power) • Accumulate hundreds of thousands for retirement without investing money. Implement and follow a successful budget! • Working hard for what they earn! • Giving at least 10% to charity! • Saving at least 10% of their pay! (Paying themselves first) • Live on a Budget, not on their income! (How to free-up money in their budget) • Account for every penny! Live on their current salaries and be happier! “Giving your employees raises makes them happy Temporarily. However, proper financial education can impact them and future generations for a lifetime.”     Bob Cosgrove We work with employers to create workplace financial solutions that are affordable and easy to understand! These solutions will empower you and your employees to live happier, productive and more fulfilling lives! Financial Wellness is becoming the new normal! Its not surprising that Financial Wellness is changing the workplace in a positive and lasting way. However, it is evolving from a “nice to have” to a “must have” Benefit for employers. Please Join us for one of these sessions 10am, 1pm, or 3 pm.  Let us show you why;EMPLOYEES WHO USE FINANCIAL WELLNESS PROGRAMS BECOME;Satisfied ....................................78%Loyal .........................................70%Engaged ..................................68%Productive ................................57% Helping employees manage their financial lives can be a very positive thing for employees and employers! For employees, it can help to reduce financial stress and can provide positive mental awareness. For employers, it makes good business sense because it helps employees to be more focused and productive at work

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